Who Is Running this Program?


Michelle House

With 18 years’ experience in finance business management and marketing in the corporate world, SME and micro business world, Michelle has discovered the way we manage our money in our life is reflected in our business.

Michelle applied her ‘real word’ financial strategies to her SME’s, micro businesses AND her life which has helped her clients find the balance between the things the need and want through her company More Sense More Money.

At 22, Michelle co-founded her first business Aslan Human Resources, an engineering specific recruitment company that serviced large national and international companies. Including, Comalco, Macarthur Coal, Duke Energy and Evans Deakin. Two years later a second company was created, MPH which secured their first million dollar materials handling project for Boyne Smelters in Gladstone. Two years on from starting her recruitment business, Michelle was honoured as one of the finalists in the Queensland Telstra Small Business Awards.

After meeting her husband Jonathon and moving to Roma in rural Queensland Michelle sold her share of the businesses to her co-founder, and decided to ‘spread her wings’ and travel the world for six months. Since her return, Michelle has bought and renovated several properties, is bringing up a young family and was the finance and operation manager of her third business Property Blitz.

During this time Michelle discovered her passion. Michelle’s company More Sense, More Money where she is able to share her knowledge and her intuitive gift of being able to give practical and objective advice on day to day money management and budgeting within the household AND in business. Michelle has become well known in Australia as The Money Guru, thanks to the creation of her practical budgeting tool called the ‘Personal Budget Organiser’, or PBO and her online program Budget Blitz – The 28 Day Spending Challenge.

Michelle also brings to the table experience in product manufacturing, online product development and social media expertise.

Michelle’s burning desire is to empower women with their business and personal finances. Having created a business from nothing to a profitable entity she now shares her experience with business women across Australia.

As a business owner, household financial manager and super mum to three gorgeous children and she knows from personal experience how important it is to stay on top of your day-to-day finances. Michelle teaches business owners the secrets for strategic money management that will create more flow in their business and help them achieve their financial business goals.

Michelle has appeared in over 50 media stories in Australia and has been involved in many media stories related to saving money, being organised, generating income, sale price awareness and many more. She inspires Australian’s with her media appearances on Today Tonight, A Current Affair, Sunrise, Nine News, The Morning Show, and appearances on Mix 97.3FM in Brisbane, Mix 92.7FM on the Sunshine Coast, 4BC and ABC in Brisbane and 2UE in Sydney. In print, Michelle has appeared in stories in The Sydney Morning Herald, Melbourne Age, The Australia, The Courier Mail, The Sunday Mail, Quest News, Cleo, Cosmopolitan, and Take 5.

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Jill Chivers

Jill Chivers is a serial entrepreneur and has created a number of successful businesses in the real and online worlds.

Jill started her career working for global advisory and accounting giant, Deloitte, as a change leadership subject matter expert and internal facilitator. While working for Deloitte, Jill led a global virtual team of change leadership professionals and ran workshops and assessed and supported projects all over the world.

One of the most important tenets Deloitte employees worked to was “under promise and over deliver”, a philosophy Jill still works to today. Whatever Jill promises, she delivers even more.

Jill’s entire career has been about people and helping them create what they want to have the success they need. She was a reluctant entrepreneur and started her own training firm in Sydney in 2000. Her first client was Macquarie Group – a client she worked for, in multiple business divisions, for over 10 years. This was a pattern that happened with Jill’s clients over and over – repeat and referral work stemming from the great results Jill’s work helped create.

Jill became a certified professional facilitator through the International Association of Facilitators and became one of the most sought after and highly paid corporate facilitators in Australia. She created a world’s first phenomenon – a sold out 2 day leadership work for senior managers and directors of a global professional services firm. This program was of unique and powerful design, highly creative and exceptionally effective. There was a 12+ month waiting list for senior managers to get onto this program.

Jill has a deep understanding of participant learning styles and facilitates in a way that encourages engagement and learning by everyone. Her workshop design is always innovative, insightful and relevant to the learner’s needs. She has received repeated feedback that she creates a safe and open learning space that motivates.

Jill has designed and delivered workshops in Australia, New Zealand, Asia, the United States, Canada and Europe. She holds a Masters in Business Administration (MBA) and is certified in the Myers Briggs Type Indicator® (MBTI®) and Neuro Linguistic Programming (NLP), two powerful models of understanding the human experience which Jill uses in unusual ways.

Jill is a Certified Professional Facilitator (CPF) through the International Association of Facilitators; and is a Fellow of the Australian Institute of Professional Facilitators. Jill makes things happen and is an experienced, expressive and effective speaker, writer, coach, consultant, professional facilitator and workshop leader. She is frequently given feedback that the work she does inspires real and lasting change in how people think, feel and behave.

Jill is often asked to speak, to facilitate, to write and to collaborate with others. Her client roster includes some of the world’s most recognizable global names including KPMG, Deloitte, Macquarie Group and IBM, among many others. Jill has worked for over a dozen law firms in Australia and for more than a handful of banks and other financial institutions including stockbroking firms. Jill has done work for insurance firms, telecommunication firms, software and pharmaceutical houses, a number of universities and arts organizations. Jill also works with heart-centred and passionate entrepreneurs to build businesses that deliver.

In Jill’s varied working life, she has also appeared in many media stories in Australia, New Zealand, Europe and the United States. Appearances include The Project, the Today Show, Sunrise, Today Tonight, The Circle, The Morning Show, Breakfast, Good Morning, Triple J, Be magazine, Prevention magazine, the Herald Sun, the San Francisco Chronicle and the Wall Street Journal.

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